What is HMU Cash Ride?

HMU Cash Ride is the first platform built for "hit me up cash ride" — private car rides for cash payment. Unlike Facebook groups where you post and hope for the best, HMU verifies payment upfront so drivers know they are getting paid before they pull up.

How do cash ride drivers get paid?

Riders pay upfront through the app before the driver leaves. The money is held in escrow and released to the driver after the ride. Drivers set their own price — no surge pricing, no platform deciding what you earn.

Is HMU Cash Ride safe?

HMU Cash Ride verifies payment before the ride starts — that is how drivers know before they go. Riders are payment-verified, rides are GPS-tracked, and both parties can rate each other. No more ride scammers wasting your gas.

How is HMU Cash Ride different from Facebook cash ride groups?

Facebook cash ride groups have no payment protection — drivers get scammed, riders ghost, and nobody is verified. HMU Cash Ride holds the rider payment in escrow before the driver pulls up. If they do not pay, they do not ride. It is that simple.

How do I carpool for cash in New Orleans?

Sign up on HMU Cash Ride as a driver, set your price and the areas you serve, and go live. Riders in your area see your post and book directly. You get paid upfront — no chasing payments, no ride scammers, no wasted trips.

What does HMU Cash Ride cost for drivers?

Free to sign up. HMU takes a small platform fee that is capped daily and weekly — once you hit the cap, the rest of the day is all yours. HMU First members pay a flat 12% with a lower cap and get instant payouts after every ride.

Privacy Policy — HMU Cash Ride Corp.

1. Introduction

HMU ATL (“we,” “our,” or “us”) is a mobile-first peer-to-peer ride platform connecting drivers and riders in Metro Atlanta. This Privacy Policy explains how we collect, use, share, and protect your personal information when you use our platform, website, and related services (collectively, the “Services”).

By creating an account, using our Services, or submitting information to us, you agree to the terms of this Privacy Policy. If you do not agree, please do not use our Services.

We are committed to transparency. If you have questions about how we handle your data, contact us at privacy@hmucashride.com.

2. Who We Are

HMU ATL operates as a marketplace platform. We are not a transportation company. We provide technology that connects independent drivers with riders who wish to arrange local transportation in Metro Atlanta, Georgia.

We act as the data controller for information collected through our platform. Drivers and riders are independent users of our platform, not employees of HMU ATL.

3. Information We Collect

3.1 Information You Provide Directly

Account Registration

Full name
Email address
Phone number (verified via SMS)
Profile photograph
Video introduction (required for account activation)
Profile type (rider or driver)
Gender identity (drivers only, optional, for rider preference matching)

Driver-Specific Information

Vehicle make, model, year, and color
Vehicle photograph
License plate number
Service areas and availability schedule
Pricing preferences
Government-issued ID (collected by Stripe for identity verification)
Social Security Number last four digits (collected by Stripe for payout compliance)
Bank account or debit card information (collected and stored by Stripe)

Rider-Specific Information

Payment card or payment method details (collected and stored by Stripe)
Pickup and drop-off addresses
Ride preferences and price offers

3.2 Information We Collect Automatically

Device information (device type, operating system, browser type)
IP address and approximate location
GPS location data during active rides (driver location broadcast to matched rider)
App usage data and session information
Ride history, timestamps, and status events
Communication metadata (message timestamps, not message content)
Payment transaction records (amounts, timestamps, status)

3.3 Information from Third Parties

Stripe: Payment processing, identity verification, and payout information
Clerk: Authentication and session management
Twilio: Phone number verification and SMS delivery confirmation
Dots: Payout disbursement to Cash App, Venmo, Zelle, PayPal, and bank accounts
Ably: Real-time ride status and location data infrastructure
Meta (Facebook/Instagram): If you connect via social login or interact with our ads
Mapbox: Mapping and geolocation services

4. How We Use Your Information

4.1 To Provide Our Services

Create and manage your account
Match riders with available drivers
Process ride payments and hold funds in escrow
Disburse earnings to drivers via their chosen payout method
Track ride status and GPS location during active rides
Send ride notifications, status updates, and alerts
Resolve disputes between drivers and riders
Enforce our 45-minute dispute window and escrow release process

4.2 For Safety and Trust

Verify driver and rider identities before account activation
Review video introductions for account approval
Monitor for fraud, disputes, and policy violations
Maintain public dispute history and ratings for platform transparency
Detect and prevent no-show abuse, fake accounts, and payment fraud
Provide evidence in the event of a chargeback or payment dispute

4.3 For Platform Improvement

Analyze usage patterns to improve matching and pricing
Conduct sentiment analysis on user comments (via OpenAI) before posting
Calculate and display Chill Scores and platform ratings
Track driver earnings tiers and cap calculations

4.4 For Marketing and Communications

Send transactional emails and SMS messages related to your rides
Send promotional communications about HMU ATL (you may opt out at any time)
Use hashed contact information to create custom audiences on Meta platforms for advertising
Measure the effectiveness of our marketing campaigns

4.5 Legal and Compliance

Comply with applicable laws and regulations
Generate 1099 tax forms for drivers earning above IRS thresholds
Respond to lawful requests from law enforcement or regulatory authorities
Enforce our Terms of Service and other platform policies

5. How We Share Your Information

5.1 With Other Platform Users

When a ride is matched, we share limited profile information between the driver and rider to facilitate the ride:

Driver's first name, profile photo, vehicle information, Chill Score, and ride count are visible to matched riders
Rider's first name, profile photo, Chill Score, and OG Status are visible to matched drivers
GPS location is shared in real-time during active rides only
Comments are visible based on tier: HMU First drivers can read rider comments; OG riders can read driver comments

5.2 With Service Providers

We share information with third-party service providers who help us operate our platform:

Stripe: Payment processing, escrow management, identity verification, and driver payouts
Dots: Multi-rail payout disbursement (Cash App, Venmo, Zelle, PayPal, bank transfers)
Clerk: User authentication and session management
Twilio: SMS verification and ride notifications
Ably: Real-time ride tracking infrastructure
Mapbox: Mapping and geolocation services
OpenAI: Comment sentiment analysis (text only, no personal identifiers sent)
Cloudflare: Hosting, security, and content delivery
PostHog: Product analytics (anonymized usage data)
Sentry: Error tracking and performance monitoring

5.3 With Meta Platforms

We use Meta's advertising tools to reach potential users. This includes:

Uploading hashed phone numbers to create Custom Audiences for advertising
Using the Meta Pixel and Conversions API to measure ad performance
Building Lookalike Audiences based on our existing user base

All data shared with Meta for advertising purposes is hashed before transmission. Meta cannot use this data to identify individuals outside of their advertising platform.

5.4 For Legal Reasons

To comply with a legal obligation, court order, or government request
To protect the rights, property, or safety of HMU ATL, our users, or the public
To investigate potential fraud, safety issues, or policy violations
In connection with a merger, acquisition, or sale of our business assets

5.5 Public Information

The following information is publicly visible to all platform users regardless of tier:

Driver and rider display names
Profile photographs
Chill Scores and rating breakdowns
Completed ride counts
Dispute counts and history
HMU First and OG Status badges

6. Location Data

Location data is central to how HMU ATL works. Here is exactly how we use it:

Driver GPS location is broadcast to matched riders in real time during active rides only
Location is published every 10 seconds or when the driver moves more than 50 meters
Location tracking stops immediately when the ride ends
We store GPS trail data for 30 days then permanently delete it
Location data from completed rides may be retained as evidence in open disputes
Approximate location (city level) may be used for analytics and marketing

You can disable location access in your device settings but this will prevent the platform from functioning correctly.

7. Payment and Financial Information

HMU ATL does not store your payment card numbers, bank account numbers, or full SSN. All sensitive financial information is collected and stored directly by our payment partners:

Stripe handles all payment card data, bank account verification, and driver identity verification under PCI DSS compliance
Dots handles payout disbursement to Cash App, Venmo, Zelle, PayPal, and bank accounts

We retain transaction records including amounts, timestamps, ride identifiers, and payout status. These records are used for accounting, dispute resolution, and tax reporting.

Drivers who earn above IRS reporting thresholds will receive a 1099-K or 1099-NEC form. We collect and verify tax information (W-9 or W-8BEN) through our payout partners as required by law.

8. Data Retention

We retain your information for as long as necessary to provide our Services and comply with legal obligations:

Active account data: retained while your account is active
GPS ride trail data: deleted after 30 days
Ride history and transaction records: retained for 7 years for tax and legal compliance
Dispute records and evidence: retained for 3 years after resolution
Video introductions: retained while your account is active; deleted within 30 days of account closure
Marketing data and analytics: retained for 2 years
Deleted account data: anonymized within 90 days of deletion request, except where retention is legally required

9. Your Privacy Rights

9.1 All Users

Access: Request a copy of the personal information we hold about you
Correction: Request correction of inaccurate or incomplete information
Deletion: Request deletion of your account and associated data (subject to legal retention requirements)
Portability: Request your data in a machine-readable format
Opt-out of marketing: Unsubscribe from promotional emails or SMS at any time

9.2 California Residents (CCPA)

California residents have additional rights under the California Consumer Privacy Act:

Right to know what personal information we collect, use, share, or sell
Right to delete personal information we have collected
Right to opt out of the sale of personal information
Right to non-discrimination for exercising your privacy rights

HMU ATL does not sell personal information to third parties. We share information with service providers as described in Section 5 of this policy.

9.3 How to Exercise Your Rights

To exercise any of your rights, contact us at:

Email: privacy@hmucashride.com
Subject line: Privacy Rights Request
Include: your name, email address on file, and the specific request

We will respond within 30 days. We may need to verify your identity before processing your request.

10. Cookies and Tracking Technologies

We use the following tracking technologies on our website and platform:

Essential cookies: Required for the platform to function (authentication, session management)
Analytics cookies: PostHog anonymized usage tracking to improve our product
Meta Pixel: Tracks visits and conversions on our marketing pages for ad optimization
Conversions API: Server-side event tracking sent directly to Meta to supplement pixel data

You can control cookies through your browser settings. Disabling certain cookies may affect platform functionality.

11. Children's Privacy

HMU ATL is not directed at individuals under the age of 18. We do not knowingly collect personal information from anyone under 18. If we become aware that we have collected data from a minor, we will delete it immediately. If you believe a minor has provided us with personal information, contact us at privacy@hmucashride.com.

12. Security

We implement industry-standard security measures to protect your information:

TLS encryption for all data in transit
Encrypted storage for sensitive data at rest
Phone number verification required at signup
Manual admin review of video introductions before account activation
Rate limiting and fraud detection on all API endpoints
SOC 2 compliant infrastructure through our service providers

No security system is perfect. In the event of a data breach that affects your rights, we will notify you as required by applicable law.

13. Third-Party Links and Services

Our platform may contain links to third-party websites or integrate with third-party services. This Privacy Policy does not apply to those third parties. We encourage you to review the privacy policies of any third-party services you use in connection with our platform.

14. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we make material changes, we will:

Update the Effective Date at the top of this document
Send a notification to your registered email address
Display a notice in the app when you next log in

Your continued use of the Services after the effective date of the revised policy constitutes your acceptance of the changes.

15. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, contact us:

HMU Cash Ride Corp.
Email: privacy@hmucashride.com
Web: hmucashride.com/privacy
Metro Atlanta, Georgia, United States

We aim to respond to all privacy inquiries within 5 business days.

This Privacy Policy was prepared for HMU Cash Ride Corp. and is intended to satisfy the requirements of Meta's advertising platform, Stripe's Connect program, and applicable US privacy laws including CCPA. This document does not constitute legal advice.